Deal analysis
Illustrative Property, Cleveland, OH 00000
Single Family · 3 bd · 2 ba · 1,500 sf · Built 1958
Evidence snapshot 2026-08-14 6:00 PM UTC · Rental · Original / saved scenarioPositive cash flow, but a modeled holding-period loss.
Cash-on-cash return and Monthly cash flow miss your targets. Modeled 60-month loss: -$158,783 pretax.
- Monthly cash flow
- $155/mo · Target $300/moShortfall $145/mo
- Cash-on-cash return
- 1.76% · Target 7.50%Shortfall 5.74 percentage points
- Operating DSCR
- 1.22× · Target 1.25×Shortfall 0.03×
- Operating DSCR
- 1.22×
- Target 1.25×
- Cash to close
- $56,400
- Peak funding through sale
- $158,783
Evidence confidence: Medium. Forward value growth: 0% per year; 60-month modeled hold. Calculated default hold: 60 months. This is the stored calculation, not an explicitly selected holding period.
Includes investor-entered property taxes
1Decision
Review configured target gaps, the holding-period outcome and the evidence behind this scenario.
Distance to configured return targets
Common 0–100% scale; values above 100% are labeled. These are exploratory target distances, not market forecasts or independent verdicts.
- Monthly cash flowTarget $300
- $155Below target by $145
- Cash-on-cash returnTarget 7.50%
- 1.76%Below target by 5.74 percentage points
- Operating DSCRTarget 1.25×
- 1.22×Below target by 0.03×
Operating DSCR measures net operating income divided by debt payments. It does not establish loan eligibility.
What would need to change
Return ceiling: $161,500 · Recommended maximum: $122,500.
Price path: Exploratory — market support is not established.
Rent for all configured targets: unavailable/mo · Exploratory — beyond or without verified rent evidence.
Income targets are separate from modeled holding-period profit. Slider bounds never establish market support.
Evidence confidence: Medium · review needed
Property facts
Confirms the evidence used by the analysis
Listing status and price
Confirms the active acquisition basis
Lease and rent evidence
Confirms income and debt coverage
Reviewing an input does not verify it. Source verification remains separate.
Share this analysis
Illustrative Property, Cleveland, OH 00000 Original analysis assumptions: NEGOTIATE Purchase $235,000; cash flow $155/mo. Modeled 60-month pretax result -$158,783; annual forward value growth 0%. Evidence confidence Medium. Estimates depend on assumptions.
Decision journal & review checklist
Private to this analysis. Reviewing an item does not verify a fact or start a monitoring subscription.
Save a completed analysis in your account to keep a journal and review selections.
Watch an asking-price threshold
Checks this property against fresh observations already collected by Saved Search monitoring. Coverage can pause when observations, email consent or your monitoring plan are unavailable. A saved watch does not confirm active checks or email delivery.
Save this analysis before creating a private watch.
Manage Saved Search email consent2Strategies
- RentalSelectedBuy and hold for monthly income
- $155/moMisses configured targets
- AppreciationHold for value growth
- Below targetsMisses configured targets
- BRRRRBuy, rehab, rent, refinance, repeat
- $158/moMisses configured targets
- FlipRenovate and sell
- -$78,841Misses configured targets
3Comps & market
Sources & checks
Source checks require a completed authenticated analysis.
External facts remain separate from your assumptions. A completed check does not verify the property. Preview uses the existing local calculation without refreshing providers; applying creates a new scenario.
Review a previously retained annual tax record without a new lookup. Any provider-reported historical amount remains conditional; complete levy coverage and future-owner taxes are not established.
A check may retrieve a supported official record directly. When extraction or discovery is needed, it sends the public property identity, selected questions and permitted source content to the configured research provider. Private notes, targets, finances and owner contact details are excluded.
Purchase versus recorded sale evidence
Dots are recorded closed sales. The estimate and modeled purchase have distinct markers; this is a price plot, not a geographic map.
Illustrative Current-Condition Comp A · $121,000 · Sold 2026-06-12 · 0.6 mi. 1,460 sq ft.
How broad is the recorded value range?
Recorded range $120,000–$132,000. The span is 9.6% of the estimate. This range is not a statistical confidence interval.
Sale evidence
Modeled purchase: $235,000 · Current value estimate: $125,000.
Illustrative current-condition sold evidence
| Property | Sale | Date | Distance |
|---|---|---|---|
| Illustrative Current-Condition Comp A | $121,000 | 2026-06-12 | 0.6 mi |
| Illustrative Current-Condition Comp B | $126,000 | 2026-05-24 | 1 mi |
| Illustrative Current-Condition Comp C | $130,000 | 2026-04-16 | 1.4 mi |
Rent evidence
$2,400/mo · $2,350–$2,450 recorded estimate range · Illustrative comparable rental evidence
Illustrative Rental A · $2,350/mo · 2026-07-28
Illustrative Rental B · $2,400/mo · 2026-07-20
Illustrative Rental C · $2,450/mo · 2026-07-13
Market observations
Trend data with an established date and geographic scope is unavailable. No trend line has been inferred.
The forward value-growth input belongs to the scenario and is separate from these observations.
Comparable coordinates are not retained in this analysis contract. The recorded observations above remain available; no map locations have been inferred.
4Financials
Where the rent goes
$2,400/mo gross income · Selected rental scenario
Net cash flow $155/mo
Detailed cash-flow accounting
Based on Current Asking Price: $235,000. Provenance: listing price. Debt service, returns, and final cash flow use this price.
Monthly cash-flow bridge
Open operating costs or financing to inspect the canonical inputs.
$2,400 − $874 = $1,526 NOI; $1,526 − $1,371 = +$155/mo.
Investor cash through the modeled hold
Cumulative cash axis: -$158,783 to $0. Line color marks the final cumulative result.
Monthly ledger values
| Month | Investor cash flow | Cumulative |
|---|---|---|
| 0 | -$56,400 | -$56,400 |
| 1 | -$12,433 | -$68,833 |
| 2 | -$12,433 | -$81,267 |
| 3 | -$12,433 | -$93,700 |
| 4 | -$12,433 | -$106,133 |
| 5 | $155 | -$105,978 |
| 6 | $155 | -$105,823 |
| 7 | $155 | -$105,667 |
| 8 | $155 | -$105,512 |
| 9 | $155 | -$105,357 |
| 10 | $155 | -$105,202 |
| 11 | $155 | -$105,046 |
| 12 | $155 | -$104,891 |
| 13 | $155 | -$104,736 |
| 14 | $155 | -$104,581 |
| 15 | $155 | -$104,426 |
| 16 | $155 | -$104,270 |
| 17 | $155 | -$104,115 |
| 18 | $155 | -$103,960 |
| 19 | $155 | -$103,805 |
| 20 | $155 | -$103,649 |
| 21 | $155 | -$103,494 |
| 22 | $155 | -$103,339 |
| 23 | $155 | -$103,184 |
| 24 | $155 | -$103,028 |
| 25 | $155 | -$102,873 |
| 26 | $155 | -$102,718 |
| 27 | $155 | -$102,563 |
| 28 | $155 | -$102,408 |
| 29 | $155 | -$102,252 |
| 30 | $155 | -$102,097 |
| 31 | $155 | -$101,942 |
| 32 | $155 | -$101,787 |
| 33 | $155 | -$101,631 |
| 34 | $155 | -$101,476 |
| 35 | $155 | -$101,321 |
| 36 | $155 | -$101,166 |
| 37 | $155 | -$101,010 |
| 38 | $155 | -$100,855 |
| 39 | $155 | -$100,700 |
| 40 | $155 | -$100,545 |
| 41 | $155 | -$100,390 |
| 42 | $155 | -$100,234 |
| 43 | $155 | -$100,079 |
| 44 | $155 | -$99,924 |
| 45 | $155 | -$99,769 |
| 46 | $155 | -$99,613 |
| 47 | $155 | -$99,458 |
| 48 | $155 | -$99,303 |
| 49 | $155 | -$99,148 |
| 50 | $155 | -$98,992 |
| 51 | $155 | -$98,837 |
| 52 | $155 | -$98,682 |
| 53 | $155 | -$98,527 |
| 54 | $155 | -$98,372 |
| 55 | $155 | -$98,216 |
| 56 | $155 | -$98,061 |
| 57 | $155 | -$97,906 |
| 58 | $155 | -$97,751 |
| 59 | $155 | -$97,595 |
| 60 | -$61,187 | -$158,783 |
Sale proceeds and total investment result
Net proceeds exclude released funded reserves and include returned capital. They are not total investment profit.
- Modeled sale price
- $125,000
- Less selling costs
- -$9,375
- Less loan payoff
- -$176,967
- Net sale proceeds before released reserves
- -$61,342
- Sale cash including released funded reserves
- -$61,342
- Total investment profit / loss (pretax)
- -$158,783
- Cash to close
- $56,400
- Peak through stabilization
- $106,133
- Peak through sale
- $158,783
Net sale proceeds include returned capital. Total profit includes all investment contributions and distributions.
5Scenarios
Price versus configured targets
Modeled purchase · $235,000
Return ceiling · $161,500
Recommended maximum · $122,500
One dollar scale, from $0 to $235,000. A return ceiling is not an appraisal or lender approval. Other evidence and exit constraints still apply.
Within the observed rent range.
6Property
Property facts
Evidence snapshot: 8/14/2026. Confirm missing or conflicting facts before relying on an analysis.
- Property type
- Single Family
- Bedrooms
- 3
- Bathrooms
- 2
- Living area (sq ft)
- 1,500
- Year built
- 1958
- Lot area (sq ft)
- 6,500
- Units
- Not available
- Condition
- Not available
Description & notes
Illustrative value-add single-family scenario. This is not a real property or current listing.
Your analysis notes
Illustrative moderate renovation scope selected by the hypothetical investor.
Sources, assumptions & verification
purchase price · 235000
provider · high confidence · Provider listing price retained from the frozen evidence; current status requires separate verification
after-repair value · 245000
brickpads estimate · medium confidence · Illustrative adjusted market-ready sold evidence
monthly rent · 2400
provider · high confidence · Illustrative comparable rental evidence
renovation budget · 43250
brickpads estimate · medium confidence
property taxes · 3000
user · medium confidence
insurance · 1440
user · medium confidence
HOA dues · 0
user · medium confidence · User-entered HOA dues
owner-paid utilities · 0
brickpads estimate · medium confidence
financing assumptions · 20
user · medium confidence · User-selected financing assumptions
multifamily rent roll · Unavailable
unknown · low confidence
multifamily operating expenses · Unavailable
unknown · low confidence
7Owner
Ownership evidence is bound to the saved analysis property. Report price and rent experiments do not change that identity.
Recorded ownership
Retained ownership not loaded. Read the retained record without contacting a provider or changing this analysis.
Ownership requires an authenticated, completed analysis.
Optional ownership evidence does not change financial results. Contact details are not verified.